When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into monthly payments starting at 0% APR.
at checkout
For example, a $4,995.00 (excl tax) purchase might cost $416.25/mo over 12 months at 0% APR.
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Pick the payment plan you like best. You’ll never pay more than you agree to up front
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
at checkoutWith Affirm, you always know exactly what you’ll owe and when you’ll be done paying
Affirm tells you up front the total amount you’ll pay. That number never goes up.
You choose the payment schedule that works for you. Our smart checkout gives you options.
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest free payments of $200 every 2 weeks.
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
